Read this today on MSN Money: Keeping unhealthy habits
Smoking costs a lot more than just what you pay for a pack of cigarettes. It significantly increases the cost of health and life insurance. And you'll pay more for auto and homeowners insurance. Figure in various other expenses, and the true cost of smoking adds up dramatically over a lifetime -- $86,000 for a 24-year-old woman over a lifetime and $183,000 for a 24-year-old man over a lifetime, according to the book "The Price of Smoking."
Another habit to quit: indoor tanning. There is now a 10% tax on such services. And as with cigarettes, the true cost of tanning -- which the World Health Organization lists among the worst cancer-causing practices -- is higher than just the price you pay each time you go to the salon.